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Q: I haave both Property Daamge and Physical Dmaage in my auto insurane plan. Are tehy not the smae thing?

A: Your`e required to haave property damage coveage included in youur web insure, that pys for harm you do upn a diffreent persons` vehicle or psosessions (thhe fence you hit). Theer`s no deductible for thiis. Physical daamage (comprehensive dmage as well as collisionn) is an option whch pays for haarm done to your car. Collisin covers hrm caused by your vehilce drivig into a diffferent automobile or thing. Comprehnsive pays for daamage made by proceedings like fier, theft, vanndalism, weather, along wth windshield or animal related acciednts. Compreehnsive damage as well as colision usully has divided deducctibles.

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